Panda Pay is a financial technology platform operated and registered in the Republic of Kenya. The services provided by Panda Pay are designed exclusively for users who are legally permitted to participate in online trading and investment activities within their respective jurisdictions. Panda Pay does not accept or onboard residents or citizens of the United States of America or Canada.

All information presented on this website — including but not limited to strategy performance, forecasts, returns, and testimonials — is for informational and educational purposes only and does not constitute financial advice, investment recommendations, or a solicitation to buy or sell any financial instrument.

Trading and investing in financial markets involve significant risk, including the possible loss of all capital invested. Past performance is not indicative of future results. Users are solely responsible for evaluating the risks associated with any investment or strategy offered through the Panda Pay platform and are encouraged to seek independent financial, legal, and tax advice before participating.

Panda Pay, its affiliates, and representatives make no warranties or guarantees, express or implied, regarding the accuracy, completeness, reliability, or suitability of any information or data provided. The platform operates on an “as is” and “as available” basis. Panda Pay shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of, or inability to use, our services or website.

By accessing and using this website or any Panda Pay services, you acknowledge and agree to this disclaimer in full and confirm that you are not a resident or citizen of the United States or Canada.